Terms of Service

1. Acceptance of Terms

By accessing and using Compound Interest Calculator (calculatecompoundinterest.org), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the website.

2. Description of Service

Compound Interest Calculator provides free, browser-based financial calculators and educational content about compound interest. Our services include:

• Compound interest calculators (basic, with contributions, CAGR, comparison, continuous, and savings goal)
• Specialized calculators for 401(k), Roth IRA, CDs, savings accounts, stocks, and loans
• Educational articles and guides about compound interest and financial planning

No account registration is required to use any feature of the website. All calculations are performed in your web browser; no financial data is transmitted to or stored on our servers.

3. Educational Purpose Only — Not Financial Advice

This is the most important section of these Terms.

All calculators, tools, articles, and content on this website are provided for educational and informational purposes only. Nothing on this website constitutes:

• Financial advice, investment advice, or tax advice
• A recommendation to buy, sell, or hold any security or financial product
• A guarantee of future investment performance or returns
• A substitute for professional financial planning or consultation

You should consult a qualified financial advisor, tax professional, or other appropriate expert before making any financial decisions. Investment returns are not guaranteed, and past performance does not predict future results.

4. Accuracy of Calculations

While we strive for accuracy in all our calculations, our tools have inherent limitations:

• Calculations assume a constant interest rate over the entire period, which rarely occurs in practice
• Unless specifically noted, calculations do not account for taxes, fees, inflation, or market volatility
• Results are mathematical projections based on the inputs you provide, not predictions of actual outcomes
• Rounding and floating-point arithmetic may cause minor discrepancies in some calculations

We do not guarantee the accuracy, completeness, or timeliness of any calculations or content. Always verify important financial calculations independently.

5. Limitation of Liability

To the fullest extent permitted by applicable law, Compound Interest Calculator and its operators shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from:

• Your use of or inability to use the website or its calculators
• Any financial decisions made based on calculations or content from this website
• Any errors, inaccuracies, or omissions in our calculators or content
• Any unauthorized access to or alteration of your data

This limitation applies regardless of the legal theory under which such damages are sought.

6. Intellectual Property

All content on this website — including text, calculators, code, graphics, and design — is owned by or licensed to Compound Interest Calculator and is protected by copyright and other intellectual property laws. You may use our calculators and read our content for personal, non-commercial purposes. You may not:

• Reproduce, distribute, or republish our content without written permission
• Use automated tools to scrape, copy, or download content in bulk
• Frame or embed our calculators on other websites without permission
• Remove any copyright or attribution notices from our content

7. External Links

Our website contains links to third-party websites (such as government agencies, financial institutions, and educational resources). These links are provided for informational purposes only. We do not control, endorse, or assume responsibility for the content, privacy policies, or practices of any third-party websites.

8. Modifications to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be posted on this page with an updated "Last Updated" date. Your continued use of the website after any changes constitutes acceptance of the revised terms.

9. Governing Law

These Terms of Service shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles.

10. Contact

If you have questions about these Terms of Service, please contact us at:

info@calculatecompoundinterest.org

You can also reach us through our contact page or return to the home page.

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